
Vacation rentals with lake access in Panama City
Find and book unique lake-access rentals on Airbnb
Quick stats about vacation rentals with lake access in Panama City

Total vacation rentals
Explore 10 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at $139 CAD per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly vacation rentals
10 properties offer extra space and kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wifi availability
10 of Panama City vacation rentals include wifi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated lake-access accommodations in Panama City
Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

balcony • sauna • dock • 1 block to beach • pool
AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

"Islandia 311" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Catch My Drift and Stay here with Gulf Views!
"CATCH MY DRIFT" SUPER HOSTED! Gulf views 12th floor-KING (memory foam mattress) in Main suite w/attached full bath, custom private bunk room w/ TVs at the end of each bunk and attached private full bath. ALL newer furnishings, carpet, paint, appliances, HUGE TVs, FRESH Linens, cookware, beautiful outdoor furniture overlooking the GULF! RESORT-5 Pools (1 heated),2 hot tubs, fitness room, RESTAURANTS, Live entertainment, 810 Bowling and Games, Private Lake w/water shows! BOOK NOW!

Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Renovated first floor condo, 3 min walk to BEACH
The #1 rule is the bring Good Vibes Only! Completely renovated, first floor studio condo, STEPS away from the white sandy beaches of Florida's Emerald Coast. Brand new walk-in tile shower, new flooring throughout and a completely upgraded kitchen with everything you need to cook. The beach is a short 2-minute walk across the street. Not feeling the beach?? Enjoy a beverage on the back patio overlooking the lake while taking in the view of Pier Park's SkyWheel.

Too Beautiful Inside/Out over the Gulf!
SUPER HOSTED! Inside: LVP throughout the condo! The 17th floor Gulf views are STUNNING!!SS Kitchen appliances. Main Suite with sliders to balcony and oversized new shower! Bunk Room w/ custom barn door has a 32” TV at end of each bed! Outside A Resort that has it all- 810 Bowling and Games, restaurants, water light shows, 5 pools, 2 oversized hot tubs, putting green, amazing sunrise and sunset views from breathtaking oversized balcony-DINE OUTDOORS!

Near 30A! Firepit, Beach <1 Mile, Beach Cottage
The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Ocean Views, 2BD+bunks, King beds, Great Amenities
Enjoy sunsets at the beach in this cozy condo, 2 bedroom 2 bath with separate bunk area and queen sleeper sofa, sleeps 8. Must be 21+to rent this unit. Distance to Beach: Across the street, walk through the gated beach access for Laketown Wharf. This condo is on the 5th floor overlooking the Gulf of Mexico. This is a NON-smoking unit that is strictly enforced.
Popular amenities for Panama City lake-access rentals
Lake-access house rentals

Dolphin Days Lagoon Escape

A Luxury Bayfront Retreat | Resort-Style Pool

Family Friendly Lake House Escape

The Salty Dog . 4BR . Public Beach & Pool Access

Modern Bayfront Home/Walk to Beach/Private Pool

Amazing BayBungalow Private Pool

Walk to St Andrews Marina + Fenced Yard

It's Beautiful Here~Walk to the Beach~3 Kg Bds~Dog
Lake-access apartment rentals

212 Lolli-Pop Inn at Carillon Beach Inn

Gulf and Lake Front Condo - Direct Beach Access

Newly renovated modern studio steps from the beach

Emerald Coast Sea-renity.

Oasis by the Bay. 10 miles from Panama City Beach

The Palms I Gorgeous Condo with Gulf View

Laketown 1031 Family Getaway Sleep 8

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi
Lake-access cottage rentals

Hideaway Cottage | Dog-Friendly & Block From Beach

Weekend Escapes to Seagrove | Newly Renovated Home

Beach Side of 30A "Hemingway" Seaside Cottage

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

Kid friendly golf cart sports gear pool lake beach

Gas Fire Pit *Screened Porch *King on Main *Bunks
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $146 CAD | $171 CAD | $153 CAD | $181 CAD | $185 CAD | $233 CAD | $213 CAD | $183 CAD | $163 CAD | $165 CAD | $146 CAD | $142 CAD |
| Avg. temp | 12 °C | 14 °C | 17 °C | 20 °C | 24 °C | 27 °C | 28 °C | 28 °C | 26 °C | 22 °C | 17 °C | 14 °C |
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- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Morrison Springs
- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
- Shell Island Beach
- Camp Helen State Park
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- Dune Allen Beach Access
- Sea Screamer
- Point Washington State Forest





